Lagos, Nigeria · London, UK
We build the systems money moves through.
We design and build production software for fintechs, regulators, and public institutions. Full platforms, not prototypes. Five years, four countries, systems still running.
Trusted by regulators, institutions and founders
Selected work
Systems in production, not pitch decks.
Payment rails clearing across eight countries. A statewide regulator's compliance register. An African Union institution's research platform. Every one of these is live right now.
What we do
Four disciplines, one team.
We are not a marketplace of contractors. The people who architect your system are the people who build it and the people who are still there when it goes to production.
Financial Infrastructure
01Ledgers, payment rails, settlement and payouts. The systems where a bug is measured in money, not in a support ticket.
- Double-entry ledger design
- Payment collection & payouts
- Multi-currency & FX
- Split settlement & subaccounts
- Reconciliation tooling
Platform Engineering
02The whole system: API, admin console, customer app, deployment. We build all of it, so nothing falls between vendors.
- API & backend architecture
- Admin & operations consoles
- Web and mobile clients
- Service decomposition
- CI/CD and release process
Regulated & Public Sector
03Software that has to pass a bank's security review or a regulator's audit. We have shipped into both.
- Audit trails & immutable records
- Identity & document verification
- Access control and data scoping
- Compliance workflow
- Security review support
Product Design
04Interfaces for people doing real work under time pressure: merchants, inspectors, treasurers, credit officers.
- Product & interaction design
- Design systems
- Complex workflow UX
- Marketing sites & brand surfaces
- Accessibility
How we work
No surprises, by design.
Every project runs the same five phases. You always know which one you are in, what comes next, and what it costs.
Understand
We map the actual system: money flow, actors, edge cases, the regulation you sit under. Most failed builds are scoping failures, and they are cheapest to fix here.
Architect
A written technical plan before a line of product code: data model, service boundaries, failure modes, what happens on retry. You approve it, and it becomes the contract.
Build
Shipping increments you can actually use, not status updates. Environments up early, real data early, so problems surface while they are still cheap.
Harden
Load, security review, audit trail, reconciliation. This is the phase most teams skip, and it is the reason their launch hurts.
Run
We stay after launch. Monitoring, incident response, and the second-year work, because our systems are still in production years later, and that is the point.
Start here
Tell us what you’re building.
A short conversation is usually enough for both of us to know whether this is a fit. No forms, no funnel. Pick whichever channel suits you.